Licensed investment platform Civislend secures €4.2 million through crowdlending for innovative coliving developments in Madrid and Valencia, offering investors up to 11.5% annual returns.
The real estate crowdfunding landscape in Spain continues to gain momentum, led by Civislend’s latest milestone. The licensed investment and crowdlending platform has successfully raised €4.2 million to finance forward-thinking coliving projects in the major urban centers of Madrid and Valencia.
A New Era for Urban Living
Coliving—where residents share communal spaces within residential buildings—has been steadily gaining traction as the demand for flexible, community-oriented housing rises. Civislend’s recent crowdlending round aims to bring this modern living arrangement to life by developing 370 residential units across the country’s two hottest property markets.
Investors drawn to these projects have enjoyed impressive average annual returns of 11.5%, with investment periods ranging from 15 to 18 months, according to Civislend.
Investors Benefit from Transparent, Attractive Returns
The Madrid project, located in the fast-growing Valdebebas neighborhood, stands out with its scale and concept. It features 313 beds, blending coliving spaces with hotel-style amenities. A remarkable 453 individual investors supported this initiative through Civislend’s platform. After 18 months, these investors have already received their capital back with a 12% interest rate—a testament to both the viability of the project and Civislend’s crowdlending model.
Meanwhile, a second development in Valencia is currently under construction, adding another 60 units to Spain’s burgeoning coliving housing stock. The move showcases Civislend’s commitment to offering diversified real estate investment opportunities throughout Spain’s most dynamic cities.
€230 Million Channelled into Alternative Real Estate Financing
The latest coliving projects are just the tip of the iceberg. Civislend has facilitated an impressive €230 million in alternative financing across 50 successfully completed projects, making it a standout player in Spain’s increasingly innovative real estate finance sector.
Crowdlending—where multiple investors collectively fund real estate ventures—offers a transparent, flexible, and accessible alternative to traditional lending, especially at a time when banks maintain strict lending standards. Platforms like Civislend, alongside peers like Urbanitae, wecity, PropHero, and Sodaword, are democratizing real estate investment while helping to fuel much-needed housing development.
Alternative Financing: A Key to the Future
Industry experts, such as those at Colliers, note that alternative financing sources are vital for diversifying investment and launching new projects. These mechanisms provide opportunities for both institutional and private investors to participate in projects with attractive risk-adjusted returns—without the hurdles of conventional banking.
As Spain’s property sector continues to evolve, platforms like Civislend are at the forefront, unlocking capital for development, meeting community housing needs, and delivering robust returns to their growing network of investors.
