France mortgage rates pause at 3.3% — can borrowers still act before a September surge?

France mortgage rates pause at 3.3% — can borrowers still act before a September surge?

Despite the 10-year government bond (OAT) breaching 4% and France’s borrowing at its highest in 17 years, France’s mortgage rates are holding around 3.30% for 20-year loans. Experts explain the disconnect and why brokers expect a limited window to lock in deals. France Mortgage Rates in 2026: Latest Trends, OAT Surge, and the “Final Window”...

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